By Adam Vaughan

Flagship scheme to insulate homes to end as government blames low take-up and stops funding of company set up to issue home improvement loans

The UK government has effectively killed its flagship scheme to insulate homes because it says take-up has been too low, but has admitted it has nothing to replace the programme with.

The green deal was hailed as “transformational” and the “biggest home improvement programme since the second world war” by ministers when it was launched in 2013.